4. Protect money for give urgent. May have Ruin danger occur unexpectedly and wait for help. Then Protect money part of it for this case. But if any event occurs. Donate money to organizations that you want to contribute most at the end of the year
5. Add donation. Contentedness that is one reason to give up. But another reason is, when you are bound to become more charitable and see the obvious. You will want to donate more to it. So you care more about. And you will grow indefinitely.
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